Roadmap

GRAIL is live with core gold infrastructure. Here’s what’s coming next.

Asset Expansion

Precious Metals

• Silver — Same infrastructure, different metal
• Platinum & Palladium — Industrial precious metals for diversified offerings

Yield Products

stGOLD

Yield-bearing wrapped gold. Users deposit gold tokens and earn yield from lending markets and DeFi integrations. Available for both custodial (via partner) and self-custody (direct) users.

Gold-Backed Credit

• Lending APIs: Let users borrow against their gold holdings
• Credit lines: Revolving credit secured by gold collateral
• Partner margin facilities: Use your gold reserves as collateral for operational liquidity
• Overdraft for Partners: Use your gold portfolio as short-term collateral for purchases. Settle invoices post-purchase without pre-funding liquidity

Rewards & Loyalty Infrastructure

Gold Cashback

APIs for settling cashback and rewards directly in gold instead of points or cash.

Programmable Incentives

Create rules-based reward systems: spend thresholds, referral bonuses, milestone rewards—all settled in gold.

Partner Reward Pools

Fund reward pools in gold, distribute to users based on your program logic.

Physical Settlement

Redemption APIs

Enable users to redeem tokenized gold for physical delivery:

• Delivery options — Shipped to user’s address
• Vault pickup — Collect from secure vault locations
• Allocated storage — Maintain physical allocation in audited vaults

Denominations

Support for standard gold denominations (1oz, 10oz, 1kg bars) with delivery thresholds and fees.

Multi-Chain Expansion

EVM Compatibility

• Bridge to Ethereum — Gold tokens portable to Ethereum mainnet
• L2 deployments — Base, Arbitrum, Optimism support
• Chain-abstracted APIs — Same API, choose your settlement layer

Cross-Chain Transfers

Move gold between chains while maintaining KYC linkage and compliance status.