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Flexibility

Serve More Users

Offer both custodial and self-custody options from the same integration. Some users want managed simplicity; others want direct control. GRAIL lets you serve both without building two systems.

Product Optionality

Start with basic gold purchases. Expand to savings products, yield offerings, credit services, or rewards programs as your users mature. The infrastructure scales with your roadmap.

Reduced Complexity

No Blockchain Ops

You don’t need to run nodes, manage validators, or understand blockchain internals. The API abstracts complexity—you make REST calls, we handle on-chain execution.

No Commodity Expertise

Gold sourcing, custody, auditing, and compliance are handled by Oro. You integrate an API, not a commodities operation.

Clear Integration Paths

Separate endpoints and flows for Custodial vs Self-Custody. Pick your model, follow the docs, ship.

Security & Trust

Program-Enforced Protection

Custodial user funds are protected at the smart contract level. Your operational mistakes can’t accidentally drain user balances—the program won’t allow it.

User Empowerment (Self-Custody)

Users hold their own keys and control their own assets. You provide the platform and KYC; they maintain sovereignty. Trust is distributed, not concentrated.

Immutable Audit Trail

Every transaction is on-chain. Users can verify their holdings independently. Regulators can audit without relying solely on your internal records.

Competitive Edge

First-Mover Features

Gold ownership is underrepresented in fintech. Most apps offer stocks, crypto, maybe cash accounts. Gold is differentiated—and GRAIL makes it easy to add.

Transparent Ownership

Unlike gold ETFs or pool accounts, GRAIL provides verifiable on-chain ownership. Users can see their gold exists. That transparency builds trust.

DeFi Optionality (Self-Custody)

Self-custody gold tokens are portable. Users can take their gold into DeFi—lending, liquidity provision, collateral. You become a gateway to a broader ecosystem.

Cost Efficiency

Compressed Accounts

On-chain storage costs are reduced by ~1000x using compressed accounts. You can onboard millions of users without prohibitive blockchain costs.

Efficient Liquidity Management

Central vaults (Custodial) and operational vaults (Self-Custody) let you manage liquidity in one place rather than fragmenting across user accounts.

No Infrastructure Overhead

No servers to run, no custody solutions to build, no compliance frameworks to design from scratch. API calls have predictable costs.